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Office Phone: 469-640-0400

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825 Market Steet, Suite 222, Allen, TX 75002

Capacity Lending, LLC is a residential mortgage company licensed in the state of Texas.  The company was founded in 2015 by Barrett Owens and Britt Morris to provided mortgage financing to customers of the DFW metro-area and Texas.   Capacity is ran by Derek Goss who has more than 10 years origination and management experience and more than 15 years in the business.   Derek is Vice President of Capacity and works directly with our clients to find the right solutions to meet their needs and goals. 

“We understand the stress and challenges that come with the home buying process and want to ensure that our customers understand the options that are available to them to make the best decisions that align with their goals and intentions.  We treat others the way we want to be treated and work to take the pain out of the mortgage process.  Our goal is to create customers for life”              Derek Goss

Capacity originates FHA, VA, USDA, Conventional and Jumbo loans.  We have both fixed rates and arms.  You can apply online, by phone or in person.  Visit our website at and click on “Todays Rates” for a snapshot of some of our best rates.   Our office is located at 825 Market Street, Suite 222, Allen, TX  75013 and our phone number is 469-640-0400.  Emails can be sent to

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Listing information last updated on May 19th, 2019 at 2:00am CDT.